FAQ-loans-loan repayment - Bank of Scotland

Answers to common questions about car loan, installment loan, day money, hard money, or to find our online banking, you in the FAQ areaHere***), inform ( To Bank of Scotland use it properly, we recommend upgrading to a newer Browser. As Borrowers, you can revoke your contractual Declaration within fourteen days without indication of reasons in text form (e.g. letter or E-Mail) You can do this, use the form on the cancellation of the credit agreement, which you will find on our Website. The revocation period begins after the conclusion of the Treaty, but only after you have received as a borrower all of the mandatory information according to §, paragraph two of the civil code (for example, information on the type of the loan, indication of the net amount of the loan, term of the contract). The repayment of the loan is made in monthly Installments, the amount of which depends on the loan amount, the term and the individual interest rate. How high is your credit rate, please refer to your credit agreement and the repayment plan that you can find in the Online service area of your loan. You also have the option at any time to make additional repayments to your credit and the credit partially or completely to repay. Your current Loan information, please log in the Online service area Here you can retrieve the statements of account to your loan account and the repayment plan download, from the your monthly payment Rates. You always have the option to their Rates or car loan with the Bank of Scotland in advance to replace.

To learn the current transfer fee amount, we will ask you to provide us with the desired date to tell you to replace your credit want.

Please note that we require for the processing of a few days in advance, in order to give you the opportunity to be able to Transfer in time to the date referred to. We ask you to tell us, therefore, to date, the four is ten days in the future. We will then send you the amount of the severance amount, including interest, by Post. Any resulting interest rate differences will be for the last time debited by direct debit from your Bank account or by Bank Transfer automatically be refunded. For the continuous improvement of our products and Services, your Feedback is very important to us.

We would therefore be pleased if you would inform us of the reason for the early Loan settlement.

Of course, your information will be treated confidentially and used exclusively for statistical purposes.